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Welcome to Mohammed Amin's website. Explore with the menus above, or if you are looking for something, use the Google site search box above. Below are my 20 newest pages, and the 20 pages I most recommend reading.

Welcome to Mohammed Amin's website. Below are my 20 newest pages followed by the 20 pages I most recommend reading. Tap the MENU box above for a site menu followed by a Google site search box. These are also at the bottom of every page.

Newest pages on this site

The latest 20, newest first, are listed below.

Making a career in accountancy
My talk for Speakers for Schools at Salford City College. It recounts my own career and guides students on how to get into the profession. My accountancy career was absorbing and well paid. I mainly served large companies, but also family businesses. Entry is very competitive, and aspirants need to acquire the broad range of skills needed.
Sharing a country with believers in other religions
Mono-religious countries often have difficulty coping with incomers who have different religions. Long experience after the Reformation has taught the UK how to deal with religious diversity. New citizens in the UK, whether born here or immigrants, need to absorb this. Individuals need both freedom from oppression by believers in other religions, and also freedom from oppression by their co-religionists. Interfaith dialogue is essential; it is about mutual learning, and not about conversion or about winning arguments. Ordinary citizens should engage in such dialogue; it should not be left to intellectuals or "religious leaders." My article for the Council of Christians and Jews.
Working in a large firm as an Islamic finance tax advisor
My article for "IFN Education." Islamic finance tax advisors need to be tax experts, but they also need to know about relevant other areas such as Shariah, accounting, company law and treasury management. In addition, good client service also requires strong soft skills such as listening and communicating clearly.
Should Muslims be actuaries? How misunderstandings about Islam spread.
I regularly receive requests for advice, especially about careers. This recent enquiry was from a schoolboy who was under the impression that Islam prohibited Muslims from being actuaries. In response I gave him examples of actuarial practice within Islamic finance. More generally, I stressed the essential requirement to take one's own decisions on religious matters.
Review of "Islam on Serving Humanity" by Shaykh-ul-Islam Dr Muhammad Tahir-ul-Qadri
Due to terrorism, many non-Muslims associate Islam primarily with violence. Meanwhile many Muslims focus on the rituals of Islam while ignoring their responsibility to other people. This book, for which I wrote the preface, cites the Quran and Hadith to demonstrate the essential Islamic obligation to serve all humanity, Muslim and non-Muslim. It is part of Dr Tahir-ul-Qadri's "Islamic Curriculum on Peace & Counter Terrorism."
Taxation Issues in Islamic Wealth Management
Wealth management is important to individuals and to the financial services industry. For all transactions the tax implications must be considered. However, tax is always country specific. Accordingly this article explains some of the generic tax issues that need consideration, and then goes on to outline how UK law deals with the transactions discussed as a guide to those who need to research similar transactions in other countries.
The world is getting better, not worse
Worldwide, on average people are richer, better educated, and live longer and healthier lives. So why do so many people think that things are getting worse?
Success tip: Decide which charities to support
All of us have to choose between charities because our resources are finite, while charitable needs are endless. Your giving will be more effective if you think strategically about which charities to support. I explain my own thought process and why my largest giving has been for education.
VAT and Islamic finance transactions
Islamic finance presents challenges for VAT systems because it requires more transactions than the conventional finance assumed by most tax systems. Consequently it can cause extra VAT costs to arise. Malaysia and South Africa have introduced specific VAT rules for Islamic finance while the UK relies upon general VAT law, which can lead to difficulties in certain situations.
Success tip: Live within your means and give to charity
Being short of money causes stress and unhappiness. Accordingly financial discipline is a habit to develop early, and it will make you happier. Giving to charity will also make you happier. Charitable giving is easiest if you build it into your personal budgeting.
Why I am a Conservative
Conservatives for Liberty requested this piece. For me, the Conservative Party is the party which believes in aspiration and success. Very briefly, I joined because the Party was, and still is, changing Britain for the better. I am a Conservative, not a conservative.
Seeing the Israel / Palestine conflict through Jewish eyes
The parties to almost all disputes have radically different views on the causes and aims of the dispute and usually display extreme reluctance to understand the opposing party's narrative. The Israel / Palestine dispute exemplifies these behaviours. I recently presented the Jewish narrative of the conflict before an audience in Liverpool that was mainly Jewish audience plus some Christians and Muslims. I particularly recommend it to those who believe Israel has no case and is entirely in the wrong.
Corporate governance – why it is needed and why it fails so often
Public company shareholders cannot run companies themselves, or even choose executive management. Instead, they require intermediaries in the form of non-executive directors. However there are structural weaknesses in our present corporate governance rules. Furthermore, in my view the most important reason for governance failure is not structural; it is human nature.
Why commodity speculators are socially useful
Commodity futures markets can look irrational and chaotic, while commodity speculators are often criticised for "speculating." I explain why commodity futures markets exist, and how they assist commodity producers and commodity consumers who need to make long term plans to protect themselves from unexpected price changes. Such futures markets would not work without the liquidity provided by speculators.
Clarion Project interview on Muslim groups fighting extremism
I was approached by the Clarion Project for an email interview on "What Should Muslim Groups Do to Fight Extremism." The Clarion Project has published my interview responses verbatim. In them I explain how a desire to please too many constituencies and poor analysis make some Muslim organisations less effective at countering extremism. I was also asked what I liked about being a Muslim and what makes me proud of my faith.
Review of "The Education of a Value Investor: My Transformative Quest for Wealth, Wisdom, and Enlightenment" by Guy Spier
I bought this book primarily because I knew Guy Spier. It reveals that we have a surprising number of interests in common. The book is short, easy to read, informative and the author is very open about himself. I believe that it should make every reader a better investor.
Simply condemning terrorism by Muslims is not enough
Whenever Muslims commit terrorism, Muslim organisations issue statements condemning it. However in most cases, the statements deny any religious motivation, even when the terrorists state their motivation explicitly. Also the statements rarely contain any positive recommendations for action by Muslims. I regard such an approach as wholly inadequate.
Panel discussion: Is Islam the Cause or Solution to Extremism?
Full 1 hour 48 min video of six person panel discussion before a mainly Muslim audience organised by the Islamic Education and Research Academy (iERA). The speakers came with a range of views, revealed by their comments. My comments are also transcribed on the page. I consider that how one understands Islam can be the cause of extremism or the solution to it.
Why I would not renew Trident
The UK's Trident independent nuclear deterrent is ageing and needs to be replaced or scrapped. The main argument put forward for replacement is that the UK cannot rely upon the US "nuclear umbrella". However this argument applies with even greater force to many other US allies. If they all sought nuclear weapons, paradoxically the world would become more dangerous, not less. Therefore I would not renew Trident, preferring to spend the money on conventional weapons.
The language of international Islamic finance is English
International Islamic finance is normally conducted in English. However precision and brevity often require the use of vocabulary derived from Arabic. Such imported words become part of the English language and are no longer foreign words. Accordingly they should not have transliteration signs or use Arabic grammatical formulations.

Top 20 pages

The pages I most recommend listed in alphabetical order.

A brief introduction to Islam for non-Muslims
For many years non-Muslims have asked my wife and me for a simple and short introduction to Islam. Unable to find anything quite suitable, I decided to write it myself.
A guide to Quran translations
If you want to understand the Quran and don't speak Arabic, you need a translation, but where do you start?
A personal view of the Israel / Palestine conflict
This conflict has endured for over 60 years. It matters because of the status of Jerusalem and because many see the conflict as a religious one. Achieving peace requires difficult concessions from both parties but a two state agreement is the only realistically acceptable solution. It is essential for Israel to avoid policies that would make a two state solution impossible.
Blasphemy should never be a crime
Blasphemy features prominently in the news from time to time. Many believe that blasphemy should be a criminal offence everywhere, as it already is in some countries. In the UK the blasphemy law only ever applied to Christianity, and has been abolished. I believe it should remain abolished. In my view Islam does not prescribe any penalty in this world for blasphemy.
Compendium of Muslim condemnations of terrorism
Like many other Muslims, I am fed up with hearing the refrain "Why do Muslims not speak up and condemn the terrible things that are done in the name of Islam?" The reality is that Muslims have condemned terrorism time and again. However quite often the media gives very little coverage to the condemnations. They may get a slight mention, and then they are forgotten. Accordingly I have created this page and will add to it from time to time condemnations that I regard as particularly significant.
David Cameron's Birmingham speech on extremism
Prime Minister David Cameron has consistently expressed concern about non-violent extremism as well as violent extremism. His most recent speech on this was given in Birmingham on 20 July 2015. While many Muslims have criticised his speech, in my opinion the Prime Minister is right. Non-violent extremism ruins the lives of those who fall into it, even if they do not progress to violent extremism.
How to control your weight
Being overweight has health risks and also makes career success harder. After receiving unwelcome news in my annual medical, over the year to July 2014 I reduced my weight simply by counting calories. It was much easier than I expected.
Islamophobia – a trap for unwary Muslims
Many Muslims use the word "Islamophobia" as if it meant "hatred of Muslims." However it does not; the word Islamophobia has a distinct established meaning. Accordingly, when Muslims complain about Islamophobia when they intend to complain about anti-Muslim hatred, they are making a mistake. Complaining about Islamophobia makes it easy for people who really do hate Muslims to claim the moral high ground of defending freedom of speech. Instead, Muslims need to be focused and complain about what matters, which is anti-Muslim violence and anti-Muslim hatred.
Muslims misguided enough to abandon Islam are free to do so
Apostasy is a controversial subject, and this item generated more comments than any other blog I have written.
My Clare College "Alumnus of the Year" speech
In this 22 minute acceptance speech I explained why I regard my life as so blessed, and why I do what I do in retirement. I also gave the students five pieces of advice, and encouraged them to give to the College.
Playing Russian roulette with my baby's health
Marrying your first cousin increases the risk of your children having a serious genetic disorder. As well as discussing the risks, I link a number of scientific papers, so that readers are not left in any doubt regarding the facts.
Report on the cross-border taxation of Islamic finance in the MENA region
I am the principal author of this report published by the Qatar Financial Centre Authority and the International Tax and Investment Center. It looks at the taxation of four common Islamic finance structures: commodity murabaha, sukuk, salaam and istisna in eight MENA region countries: Egypt, Jordan, Kuwait, Libya, Oman, Qatar, Saudi Arabia, Turkey and also in the Qatar Financial Centre. The report recommends how these countries should adapt their tax systems to facilitate Islamic finance.
Review of "The Mystery of Capital" by Hernando de Soto
Why does capitalism work in the West, but fail in so many other countries? In the 1990s Hernando de Soto and his colleagues went fact-finding. They went into the streets of developing and former communist nations to learn what real people are achieving inside and outside the formal economy. They found that even poor people in such countries have assets and savings which could be used for successful capitalism, but nevertheless these countries are underdeveloped. In this book they summarise their findings and explain the key changes underdeveloped countries need to make to transform their economies.
The benefits and costs of joining a political party
Few British citizens are members of a political party. I explain how much influence joining a party gives you, even if you don't have time to get actively involved.
The Euro – Conception, Complications & Prognosis
An explanation of my view that the euro was created to increase the cross-border integration of european business and an analysis of what has gone wrong and what needs to be done. I forecast that all current members, even Greece, will remain within the eurozone.
The importance of speaking proper English
You are more likely to succeed in life if your spoken English is outstandingly good. I give some simple advice on how you can improve it.
Think about your CV
Most people see only their own CV. I have seen many, most of them written in ways that would get them rejected by a recruiter. I have illustrated the failings with a real life "before" and "after" example.
Triangulating the Abrahamic faiths
How do you measure the relative closeness of Judaism, Christianity and Islam?
Why it is vital to learn history
An individual's memories give him his identity. Similarly a nation is held together by its collective memories of the past. That makes history a vital subject to study at school, and afterwards. If a people forget their history, or never learn it, they stop being one nation and become just a random collection of individuals who happen to live in the same country.
Write to the media and politicians
In Britain, we have the right to free speech, and should make our voice heard. I have explained why we should write letters and website comments, and set out how to maximise your effectiveness.

There is a lot more on the site; use the menu above or the one page view.

What you do matters

We cannot change others except by persuasion. However, each of us can change ourselves, lead by example and take personal action. That changes the world.

Read "What you can do."

The logo

My logo is the Mandelbrot set.

Curriculum for Cohesion

Curriculum for Cohesion is an inter-disciplinary research project that is developing a method for understanding the nature of religion in a multi-faith world, with a focus on Islam, to inform the practice of teachers, lecturers, prison officers and the judiciary.

I am a patron. It is probably the most important charitable activity of my life.

 

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Each of us changes the world every day. We can choose to make it a better place.

(c) Mohammed Amin.

Everything on this site, other than comments made using the comments facility, is written by me in a personal capacity and should not be attributed to any organisation with which I may be associated. None of it constitutes professional advice, and no legal responsibility is accepted to anyone who acts, or refrains from acting, as a result of reading or watching anything posted on this site.

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